Monday, July 30, 2007

Eliminate Your Mortgage On The Path To Financial Freedom

Arlyne Lee wants to become debt free, and the Mortgage Eliminator is helping her reach that goal. As a retiree who lives in Makakilo, Hawaii, Arlyne owns a home but has never had a spending plan in her life – until now.
“I needed someone to help me learn how to manage my finances so I can pay off my house,” says Arlyne. “I don’t want to have anything to worry about, and I want to leave the earth debt free so my kids won’t have to worry about paying any of my bills.”
Arlyne has a 30 year mortgage, but she’s hoping to pay it off in just 9 or 10 years. The Mortgage Eliminator collects all of her income and savings into one account. Then Arlyne pays all of her expenses with a credit card during the interest free period. At the end of the month she pays the credit card bill, but the principal balance of her loan has been reduced by leaving money in the Mortgage Eliminator account for as long as possible.
“I’ve learned how to use other people’s money to my advantage, while I save my own money,” says Arlyne. “I feel so much better now that I am paying my debts - those credit cards can really choke you.”
Spending less than you make is the key, since the Mortgage Eliminator builds on how much money you can save. A financial counselor helps Arlyne with her spending plan, paying down her mortgage, and staying on track when she needs help or encouragement. The first principle the financial counselor taught Arlyne was that the more she could save, the more they could put in her Mortgage Eliminator account to pay down her mortgage principle.
Arlyne says she enjoys talking to her coach, who has helped her understand the big picture regarding her finances. Arlyne also says her coach helped her learn how to manage her finances online, since she wasn’t very comfortable with a computer.
“The Mortgage Eliminator program is teaching me how to be more money wise, making me more conscious of my spending habits,” says Arlyne. “It is a great program and I would recommend it to anybody.”
The Mortgage Eliminator can help you pay your home loan off faster, which means you pay less interest, build equity faster, and can access that equity for your personal needs. For more information on how you can pay off your mortgage in one third of the time. Click here for more information on the PayAccel HELOC Mortgage Eliminator.

Interesting Statistics

81 out of 100 people are either
dead or dead broke at age 65.

2% are financially
independent.

17% are still working
Because they have to.

Only 2 out of 100 people, at age 65, are financially Independent.

Source: Social Security Board.

Thursday, July 26, 2007

BECOME A FINANCIAL FREEDOM INTERNATIONAL, Inc. CONSULTANT

Financial Freedom International, Inc. a BBB and Dunn and Bradstreet member in good standing is expanding its sales team. We are seeking motivated individuals that have a passion to help consumers eliminate their debt. We show them proven financial solutions that eliminates their mortgage in avg of 6-12 years and eliminate their credit card debts in 1-3 years. Our Payaccel software and financial coaches do the work. Consulatnts market services to clients with our FREE financial fitness evaluation that shows the client how to implement the plan and save thousands of dollars in intrest. VERY lucrative compensation plan. A MUST SEE OPPORTUNITY!! Do yourself a favor and at least look at this opportunity to get started. This is the most powerful program out there today! REFER TO WEBSITE LINKS TO THE RIGHT.

THE PROBLEM

I have set up My Debt Free Solutions blog to discuss and share my crusade to help individuals, families and communities form debt bondage. My name is Tim Thirft, I am a certified licensee of Financial Freedom International, Inc. Our company has serviced over 50,000 satisfied clients since 1987.

According to the Federal Reserve Consumer debt (excluding mortgage debt) reached a record $2.019 trillion in February 2004. That’s approximately $19,000 per household in credit cards and car loans. 42% of Americans pay only the minimum or no payment at all on their credit cards providing $12 billions in late fees and other penalties to their credit card companies in 2003. This level financial bondage has led to a record 1.7 million bankruptcy filings in 2003. In addition to record levels of personal debt and bankruptcies, the nations savings rate has dropped to just 2% of after-tax income and about 43% of American families spend more than they earn each year. This means that many people lack the resources to deal with financial emergencies, much less eventual retirement. Personal debt and financial mismanagement are the reasons that only 2% of Americans are financially independent and comfortably able to retire at age 65.

I believe this to be more than a problem. I believe this to be a national crisis. At Financial Freedom International, Inc we recognize this crisis and intend to be part of the solution.
in later post I will be sharing with you our products and services at FFII. I hope that you will participate with feed back and share with me your story and experiences with debt bondage.