Thursday, December 13, 2007

TJT Financial Services and Financial Education Services is proud to offer "MyCare Plan™"

What is "MyCare Plan™"?Life can be full of uncertainties. Who will inherit your property when you die? Who will take care of your spouse and minor children should you not be able to? What kind of medical treatments would you like receive if you become critically ill? You can't always control the unfortunate circumstances in your life, however you can have a plan in place should they occur. MyCare Plan™ will enable you to plan not only for yourself, but for your loved ones as well.
MyCare Plan™ is our way of helping you plan for life's uncertainties. It includes a variety of planning tools and options so that you may customize your plans for yourself and your family.
MyCare Plan™ will assist you with the following essentials:
Preparing a Financial Power of Attorney and a Health Care Power of Attorney - talking to family members now to decide how to handle your financial and medical affairs should you become incapable of making your own decisions.
Preparing a will and establishing a living trust that will distribute your property according to your wishes after you die.
Who needs MyCare Plan™?
MyCare Plan™ is something everyone needs to do, not just "wealthy" people. You don't need to be rich to become ill or injured, nor do you need to be wealthy to provide for and protect your family's financial affairs.
MyCare Plan™ will put you in greater control of the financial and health care decisions that directly affect the lives of you and your family.
Plan while you can. It's not enough to simply want to do the right thing; you need to make sure it happens. Let MyCare Plan™ turn your good intentions into good planning and security for your family.
Enroll Today! Visit http://tjtfinancialservices.com/Debt_Credit_Help.php click on my care logo under services.
Tim J Thrift
TJT Financial Services
http://www.tjtfinancialservices.com/
tim@tjtfinancialservices.com
248-830-4832

Wednesday, December 12, 2007

TJT Financial Services Announces Auto Loan Program for People With Credit Challenges.

Our Easy Auto Loan Program allows people with credit problems to apply for a loan in the privacy of their own home. Now these consumers will not have to be subject to slow service and the embarrassment of discussing their credit issues with strangers when they go to an auto dealer.Through our program, the buyer simply completes a short application online and within 24 hours, they will know if they were approved.They will be notified both by phone and email as to the status of their application.
Once the loan is approved, a packet containing a check in the amount of the loan is sent overnight by Federal Express. Once the borrower has received the check, and supplied necessary documents for address verification and proof of insurance, they are ready to go car shopping! This process gives the buyer the power to negotiate because they already have the funds and don't have to wait to be approved for financing. The program serves buyers with credit scores ranging from 475-620 with interest rates from 10-19 %. Typically, people with credit scores in these ranges pay much higher interest for auto loans so the buyer saves money by going through this program to obtain their financing.
General Guidelines:
You must be at least 18 years of age or older.
You must be a current U.S. resident.
Vehicle must be Model Year of 2001 or newer with less than 70,000 miles.
New and used dealer purchases must transact at a franchised dealership with your state of residence.
Gross monthly salary must be at least $ 2,000 if applying as an individual or $2,400 combined if buying jointly.
Must be employed in same position for one year or longer.
Loan request must be between $7,500 and $50,000.
Previous declared bankruptcy must have been discharged.
Borrower must not have a late mortgage or auto loan payment in past year.
No motorcycle purchases.
No commercial, cargo, conversion, customized or 1-ton vehicles.
*Program not available in the following states: Hawaii, Louisiana, Tennessee
Get Started Today! Click here to begin!

TIM J.THRIFT
TJT Financial Services
Debt & Credit Solutions That Work!
http://tjtfinancialservices.com/Debt_Credit_Help.php
PH: 1-248-830-4832
Fax/Voice: 1-206-350-2925"Whatever we think about and thank about we bring about"

Monday, December 10, 2007

United Credit Education Services, Helps Mortgage Broker's assist clients with credit problems.

It's in the news everyday, foreclosure at an all time high, Consumer debt at an all time high, Consumers suffering with credit problems and unable to refinance their adjustable rate mortgage to a fixed mortgage.

Hello,
My name is Tim Thrift of TJT Financial Services located in Ortonville, MI. I am a certified credit & debt consultant and an independent representative of United Credit Education Services.
I am working with local and national mortgage companies helping them with the clients they are unable to refinance or finance into a home mortgage. Many borrowers today have credit problems and just are not aware that they can do something about it.

More and more loan officers are trying to optimize their leads by referring their clients to me and getting them enrolled into our credit repair program. The clients are paying $399 for the credit repair services in many cases, 30 to 40% of the negative items will normally be corrected or deleted within the first 6 to 7 weeks, often raising a borrower's score enough to bring them out of the sub-prime category and reducing their interest rate. The broker then gives the client a broker credit for the cost of the credit repair if the client's returns back for the mortgage. Therefore the clients are getting the credit repair service free and the loan officers are closing more loans.

There are many other benefits to the mortgage brokers such as the re-score program that mortgage companies often use cost them money. Our 24/7 online tracking system allows the clients and loan officers' access to their credit scores an effective way for them to recover money invested in pulling credit reports and to revive potential borrowers that would otherwise have been lost because of their credit issues.

Our guarantee, if they are not satisfied after six months or three dispute cycles, they may receive a refund less a $125.00 set up fee and $25.00 per negative item removed or corrected during the process.

This is a win-win for all the parties involved. If you are a mortgage broker and interested in additional information on United Credit Education Services please feel free to contact me

TIM J.THRIFT
TJT Financial Services
Debt & Credit Solutions That Work!
www.tjtfinancialservices.com
PH: 1-248-830-4832
Fax/Voice: 1-206-350-2925